Terms and Conditions
Introduction and Agreement
Welcome to Aurionvestral Financial Planning. These Terms and Conditions govern your use of our website and subscription services. By accessing our website or subscribing to our services, you agree to be bound by these terms.
Please read these terms carefully before using our services. If you do not agree with any part of these terms, you may not use our website or services.
Effective Date: August 7, 2025
Acceptance of Terms
By creating an account, making a payment, or using any part of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
These terms constitute a legally binding agreement between you and Aurionvestral Financial Planning Sdn Bhd.
Description of Services
Aurionvestral Financial Planning provides subscription-based financial consultation and analytical review services. Our services include monthly consultations, financial analysis, and ongoing advisory support for a monthly fee of $250 USD (approximately RM 1,150 MYR, subject to exchange rate fluctuations).
We do not provide specific investment recommendations, manage client funds, or guarantee any financial outcomes. Our role is to provide analysis, guidance, and consultation to help you make informed financial decisions.
User Responsibilities and Obligations
As a user of our services, you agree to:
- Provide accurate and complete information about your financial situation
- Use our services only for lawful purposes and in accordance with these terms
- Maintain the confidentiality of your account information and login credentials
- Pay all fees promptly and in accordance with the payment terms
- Notify us immediately of any unauthorized use of your account
Prohibited Uses
You may not use our services for any of the following purposes:
- Any illegal activities or violation of applicable laws and regulations
- Attempting to gain unauthorized access to our systems or other users' accounts
- Distributing viruses, malware, or other harmful code
- Using automated systems to access our services without permission
- Sharing account credentials or allowing others to use your account
Intellectual Property Rights
All content on our website and provided through our services, including text, graphics, logos, and software, is the property of Aurionvestral Financial Planning or our licensors and is protected by copyright and other intellectual property laws.
You may use our content solely for your personal, non-commercial use in connection with our services. Any other use requires our prior written permission.
You retain ownership of any personal information and financial data you provide to us, while granting us the necessary rights to use this information to provide our services.
Privacy and Data Protection
We are committed to protecting your privacy and handling your personal information responsibly. Our collection, use, and disclosure of personal information is governed by our Privacy Policy.
By using our services, you acknowledge that you have read and understood our Privacy Policy and consent to our data practices as described therein. Privacy Policy.
Payment Terms and Billing
Our subscription service is billed monthly in advance. Payment is due on the same date each month from your initial subscription date.
Payment Methods: We accept major credit cards and bank transfers. All payments must be in the currency specified at signup
Billing Cycle: Monthly billing occurs automatically on your subscription anniversary date
Refund Policy: Refunds may be provided at our discretion for the current billing period only. No refunds are available for previous billing periods
Limitation of Liability
To the fullest extent permitted by law, Aurionvestral Financial Planning shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services or inability to use our services.
Our total liability to you for any claims arising from or related to our services shall not exceed the amount you paid for services in the 12 months preceding the claim.
Nothing in these terms excludes liability for death, personal injury, or fraudulent misrepresentation
Indemnification
You agree to indemnify and hold harmless Aurionvestral Financial Planning from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.
Dispute Resolution Information
Any disputes arising from these terms or our services shall be resolved as follows:
Malaysian Jurisdiction
These terms are governed by Malaysian law and any disputes shall be subject to the jurisdiction of Malaysian courts.
We encourage resolution through mediation before pursuing formal legal proceedings.
Alternative Dispute Resolution
We participate in alternative dispute resolution procedures through industry mediation services.
For consumer disputes, you may also contact the relevant consumer protection authorities. Financial Mediation Bureau Malaysia
Termination of Services
Either party may terminate the subscription with 30 days written notice. You may cancel by contacting us at info@aurionvestral.com or through your account dashboard.
We may terminate services immediately if you breach these terms or engage in prohibited activities. Upon termination, access to services will cease at the end of your current billing period.
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of Malaysia.
Any legal action or proceeding arising under these terms shall be brought exclusively in the courts of Malaysia.
Severability
If any provision of these terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Aurionvestral Financial Planning regarding our services.
Changes to Terms
We reserve the right to modify these terms at any time. We will notify users of material changes via email or website notification.
Continued use of our services after changes constitutes acceptance of the modified terms.
Last Updated: August 23, 2025
Contact Information
No. 2 Jalan Punchak Off Jalan P Ramlee, 50250 Kuala Lumpur, Malaysia